Welcome to the LGISWA website ('this Website'), owned and operated by JLT Risk Solutions Pty Ltd ABN 69 009 098 864 ('JLT') in its role as the scheme manager for the mutual indemnity scheme known as LGISWA.

By using or visiting this Website, You expressly agree to be bound by and comply with these Terms & Conditions and all applicable laws and regulations. In addition to these Terms & Conditions, other terms of use or conditions may apply to Your use of this Website, parts thereof, or to products and services offered via this Website. You will be bound by these additional terms, as applicable. We reserve the right to change these Terms & Conditions at any time, effective immediately upon posting on this Website. Please check this page of the Website periodically. Your continued use of the Website following any changes to these Terms & Conditions will be deemed acceptance of those changes. We reserve the right to take appropriate legal action against You, if You breach these Terms & Conditions.

This Website refers to all web pages located on the domain name.

"We" or "Us" or "Our" means LGISWA and JLT. "You" or "Your" means a LGISWA Member and/or individual users and/or any other visitors to this Website.

Your Obligations

User access will be provided to Your employees by LGISWA on request. Where You are a Member, You are responsible for informing Us that Your employee's employment with Your organisation has terminated and/or You no longer require access for that user. We are not responsible for the continued access to the Website by an unauthorised user if You have failed to inform Us of their change in status.

License to Use

Any license(s) to use this Website is/are restricted to current employees of LGISWA Members, which license(s) cease(s) immediately upon termination of employment of any such employee(s) with You, or any other change in that employee(s)' employment which removes the requirement for that employee to access this Website on Your behalf.

Use of Materials

You are authorised to print, copy, re-produce and download materials on this Website, subject to the material not being modified in any manner. Where You download material (including software) from this Website, the material, including any files, and/or images incorporated in or generated by the software, and data accompanying the software will be licensed to You by JLT. You are expressly prohibited from selling, distributing, compiling, modifying, reverse engineering or otherwise dealing with the downloaded material in such a manner.

Printing, copying, downloading, reproduction or distribution of material from this Website for commercial use of any kind is expressly prohibited without JLT's prior written consent.

You may not disclose any Confidential Information obtained from this Website to any person, except as required by law. If You consider that the disclosure of Confidential Information is required You must immediately notify Us and assist and cooperate with Us if We seek to limit or resist the requirement for the Confidential Information to be disclosed. "Confidential Information" means any information or data designated, marked or determined as such by Us and/or the Member and which is not in the public domain. Where there is doubt as to whether the information is in the public domain, it is to be treated as confidential.

Information on this Website

This Website has been prepared from information believed to be accurate and reliable at the time it was sourced. We will use reasonable efforts to update this Website on a regular basis, however We make no representation and give no warranty as to the accuracy, currency or completeness of any information on this Website, including policy or claims information accessed via Qlikview. Claims and/ or policy data accessed via this Website are updated for property and liability claims overnight on normal business days and workers compensation claims monthly. You agree that Your use of the information and/or services are entirely at Your own risk.

Links to Third Party Websites

This Website may provide access to other websites on the internet via links or hyperlinks ("Linked Sites"). We are not responsible for the accuracy, legality, and/or decency of material or copyright compliance of these Linked Sites. We do not sponsor, endorse, or approve the operators of Linked Sites, or the material which may be found at the Linked Sites.

Information collected in Your interaction with Us through this Website

The information that We collect from You when You interact with Us through this Website depends on the tasks You undertake.


We collect, use and disclose Your personal information in accordance with the LGIS Privacy Policy and Collection Statement and as stated in these Terms & Conditions.

Browsing the Website

This Website may use analytics tools provided by third parties to assist in analysing website traffic and web page usage and collect information such as referring URLs, exit URLs, OS versions, browser versions, browser language, site navigation, IP addresses, cookies, and other user usage information. The information is compiled into statistical reports and is used when structuring and optimizing this Website in order to better suit user needs.

How We use information collected online – Selling or distribution of information

We do not sell, trade, lease or rent any personally identifiable information We obtain using this Website.


Every effort has been made to ensure that information on this Website is free from error, however We do not warrant the accuracy, adequacy or completeness of material on this Website. All information is subject to change without notice. We do not guarantee that this Website or Linked Sites will be free from any virus, or that access to this Website or any Linked Sites will be uninterrupted. You are responsible for ensuring You have alternative contingency arrangements in place to enable You to conduct insurance or other transactions by other means should this Website be unavailable at any time and for any reason. We may at any time withdraw this Website and without notice to You.

Limitation of Liability

Subject to any responsibilities implied by law and which cannot be excluded, LGISWA and JLT and their directors, employees, agents and contractors are not liable to You for any loss, damage, liability, claim and expense (including but not limited to legal costs and defence or settlement costs) whatsoever, whether direct, indirect or consequential, arising out of or referable to material on this Website, to Linked Sites, Third Party material, third party services, or to access of this Website by You, howsoever caused, whether in contract, tort, including negligence, statute or otherwise.


At all times You shall indemnify LGISWA and JLT in respect of any liability incurred by LGISWA and/or JLT for any loss or damage, however caused, suffered by LGISWA and/or JLT as a result of Your breach of any of this Website Terms & Conditions, or Your use of this Website.

General Advice

Any advice on this Website is general. Please read the relevant Product Disclosure Statement to decide whether it suits Your needs. We are also happy to provide You with further information if required. We recommend that You seek independent legal advice prior to acting upon material contained on this Website or any Linked Site.


Copyright in the material on this Website is at all times owned or licensed by . Except where necessary for and incidental to viewing the material on this Website, or as permitted under the Copyright Act 1968 (Cth), or other relevant laws, no material on this Website may be reproduced, stored in an electronic or other retrieval system, adapted, uploaded to a third party location, framed, performed in public or transmitted in any form whatsoever by any method whatsoever without the prior written consent of JLT.


Your access to this Website may be terminated by Us at any time without any prior notice to You. Any restrictions or license(s) granted to You, disclaimers and limitations of liability shall survive any such termination. Without limiting Our rights under this clause, Your access will be terminated immediately on notification to Us from Your nominating Member / employer that their authority for You to access this Website has been withdrawn.


This agreement is construed according to and is governed by the laws of New South Wales, Australia.​