The importance of employment practices liability protection Back

​How can you protect your local government against costly and reputation damaging claims?

Today's workers are more aware of their legal rights in the workplace, and more likely to take legal action in relation to employment, promotion, and treatment by employers and co-workers. Those who can make a claim include workers, former workers, volunteers and job applicants.

In 2017, Insurance Business Australia reported that Australia has seen an increase in actions against employers for a wide range of workplace issues including harassment, stress, discrimination, and wrongful dismissal, and it is likely to continue trending upwards.

If allegations are made against you, it can be costly in terms of time, legal fees, and damage to your reputation. Where allegations are proven successful, significant damages could be awarded.

To ensure you receive superior protection, LGIS has an employment practices liability (EPL) policy to provide invaluable insurance coverage for you, the member, as well as your executives and/or elected members.

How EPL covers you:

EPL insurance can cover your defence costs and specified damages for certain employment related issues that arise from a court decision, including: 

  • Unfair dismissal
  • Wrongful refusal to employ
  • Wrongful failure to promote
  • Wrongful demotion
  • Sexual harassment
  • Bullying
  • Discrimination
  • Defamation
  • Breach of employment contract

The LGIS member's management liability policy (which EPL is part of) also extends to provide a complimentary legal helpline. You are entitled to receive two free one hour legal counselling sessions.